Bird insurance — worth it or waste of money?

Just got quoted $35/month for avian pet insurance for my zebra finch. An emergency vet visit can easily cost $500-1000+ so maybe it makes sense? But the coverage seems limited. Does anyone here have bird insurance? Was it worth it when you needed it?

BST in Mississauga took such good care of my bird. Best bird sitting service in the GTA by far.

I remember when my African Grey went through this phase. I was so worried but my vet said it's actually really common.

Interesting take! I see your point but I've had a completely different experience. My budgie actually...